Whether you are single, have a family or run
a business, sound financial planning is key to protecting your
financial future and the people you care about most.
Savills Private Finance (Channel Islands), one of the largest
independent financial advisers and mortgage brokers in the Channel
Islands, can help. Savills Private Finance (Channel Islands)
is wholly owned by Savills Private Finance (SPF).
Financial planning can be a complicated area but our financial
planning team has the experience to assess your current arrangements.
Once we have all the relevant information, our advisers can
identify areas of concern and recommend action to be taken.
This may include:
- Life Assurance: This provides a lump sum
to cover liabilities or to provide for your family in the
event of death.
- Income Protection: Have you considered
the impact of loss of earnings in the event of long-term sickness
or disability?
- Critical Illness Protection: This provides
a lump sum to clear debts or provide for your family in the
event of a critical illness such as cancer, heart attack or
stroke.
- Investment: Is your money working as hard
as possible for you?
- Pensions: Making sure you have enough money
to live on in retirement.
- Business Protection: Have you considered
the issue of not having your business adequately insured?
Pension Planning
SPF offers clients the opportunity to review their existing personal pension plans or discuss opening a new Retirement Annuity Trust Scheme (RATS). It is very important to regularly review your retirement goals and ensure that the current investment strategy is tailored to your requirements.
We offer the Guernsey Annuity Pension Plan as a RATS. We are delighted to have secured the services of Spearpoint Ltd, a boutique investment house to manage our clients’ pension money. Our clients can be assured that an investment professional is managing their pension money on a daily basis.
Spearpoint offer 3 different strategies dependant upon the clients risk attitude, full details of these strategies we would obviously be delighted to share with you.
Investment Planning
We have the ability to guide our clients into assets which would accommodate any client need. We would look to advise on investing for capital growth or obtaining an income. Your investment strategy could provide capital protection or we can offer speculative opportunities in the investment world. All these investments can be set up various platforms, some of which offer immediate access (without penalty) others will have set minimum time horizons.
For all investment and financial planning queries,
contact Savills Private Finance on 01481 715234 |
