It is never too early or too late to start preparing for retirement, which is why we always encourage clients to review their existing pension plans, if any.

At SPF, we provide expert advice on Retirement Annuity Trust Schemes (RATS). We offer the ability to act as financial advisers for RATS, Multi-Member Schemes or Self-Administered Schemes, and we use investment managers approved by SPF’s investment committee to manage our clients’ pension funds. Therefore, our clients can be assured that an investment professional is managing their pension money on a daily basis.

To find out more about Financial Planning from SPF, please contact us today:

Advisers

Mark Chipperfield

Head of Financial Planning

T: 01481 715234 | E: mchipperfield@spf.gg

Mark Chipperfield

Head of Financial Planning

Mark is locally born and has worked within the financial services industry for 24 years. He joined SPF Private Clients as an Associate Director in August 2013. Mark is highly qualified, and his primary areas of expertise are investments and pensions although he has a wealth of experience in all aspects of financial planning - from life assurance and children's critical illness cover to long term care and equity release.

T: 01481 715234 | E: mchipperfield@spf.gg

Moira Sermon

Director

T: 01481 715234 | E: msermon@spf.gg

Moira Sermon

Director

Moira joined SPF as Head of Wealth management in 2017. With 30 years of experience in financial services, Moira has established an impressive network of key business partners within Guernsey and London, and can offer valuable experience and knowledge to straightforward and complex situations.

T: 01481 715234 | E: msermon@spf.gg

Testimonials